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What Is Medicare

This is a federal health insurance program for people aged 65 or older as well as younger people with certain disabilities such as end-stage-renal disease. Medicare offers many different plans as well as Medicare Supplement plans that can help pay for services that basic Medicare does not.

Medicare is funded by Social Security, Medicare
taxes and by the Federal Budget.



Medicare Coverage Is Limited

It’s very important to know what Medicare does not cover, and how this applies to you. You may be surprised to find how out how much this is. There is a way to make sure you are not surprised, click here to learn how.

Please contact us to learn more about what
Original Medicare (part A & B) cover and
what it does not cover. More knowledge will
help protect you and we’re here just for that.


Medicare Explained

Medicare needs to be explained, right? It is complicated at times, we hear this all the time. That’s why I have created a team of Medicare specialists, so that you have a place you can come to and learn what you need to learn so you can make an informed decision. The best part is that we do it all for free. Click the contact us page and either give us a call to get instant help, or fill out our convenient form to ask your questions.


Medicare Supplement plans help pay Medicare Part A and Part B costs



Original Medicare, the health coverage you can get when you turn 65 or have a qualifying disability, consists of Medicare Part A and Part B. Part A provides hospital insurance, and Part B (medical insurance) covers doctor visits; preventive services like certain screenings and vaccinations; durable medical equipment; and other services and items. But Part A can come with substantial annual deductible and copayments or coinsurance for certain inpatient services. Medicare Part B also has copayments, coinsurance, a monthly premium, and an annual deductible. Medicare Supplement (also known as Medigap and MedSupp) insurance can help you cover these out-of-pocket expenses.